Roof Damage Claim Denied

If your roof damage insurance claim is denied and you do not agree with the decision contact the insurance company and schedule a re inspection.

Roof damage claim denied.

Learn what to do. To know whether your insurance or warranty covers the particular event you must read its terms and conditions in full. Have the roof independently inspected document the damage. If you re receiving multiple solicitations from roofers and or your neighbors are getting roofs put on chances are you have.

Most states require a homeowner to make a claim within 30 60 days. Another major reason for claim denial is waiting too long to make. Disputing an insurance denial. Most people have no idea how destructive interior water damage is and many times you cannot see it.

However if your insurance claim is denied don t take no for an answer without further investigating. If your insurance company has denied the replacement of your roof and you re confident that you have functional damage please contact us and we will be happy to help you assess your situation. Failure to make a timely claim is reason for claim denial. If your roof has reached or surpassed its expected lifespan and is damaged your roof damage insurance claim may be denied due to the age of the roof.

And in my experience 100 of people who get their roof replaced never even ask themselves if the claim was paid fairly. If your roof has been damaged and you have homeowner s insurance you should expect to be reimbursed for the cost of repairs. What are the options if an insurance adjuster denies my roof damage claim. If you believe that the insurance company is wrong and the damage should be covered by your insurance policy you can appeal the denial.

Experiencing significant damage to your roof and your insurance roof replacement questions are undoubtedly a stressful time between navigating the insurance claim process follow ups with adjusters and roofers who specialize in the types of roofing claims you are dealing with and even the loss of business that may result from not being to. Having your roof insurance claim denied means the insurance policy or warranty does not cover the particular damage causing event that led to your roof damage. You can also hire an independent insurance adjuster not a public adjuster see mistake 5. In my experience over 80 of people who are told by their insurance company that some damage is not covered instantly give up.

If you don t see much damage aren t sure what you re looking for or don t want to get on your roof have a good roofing contractor perform a free inspection. Insurance claims are not always paid. If you file a claim for damages that exceed your coverage limits there s a good chance it ll be denied. What if the insurance company denies my roof claim.